Your financial advisor’s role is to work with you to develop a comprehensive financial plan, share their expertise, and to keep you informed of the investment marketplace and opportunities that may arise. Depending on your arrangement, you may meet your advisor quarterly, every six months or every year.

At minimum, you will probably meet your advisor at least once a year. To make the meeting a productive one, be sure you have a list of topics and questions ready. Here are some areas that you may want to discuss.

• Your financial plan
• General financial market and economic conditions
• New investment products
• Changes in lifestyle that will affect your finances
• Changes in your financial status or goals
• Your investments’ performance
• Asset allocation
• Portfolio rebalancing
• Major expenditures or planned expenditures
• Budgeting
• Tax planning
• Preparations for upcoming financial deadlines (e.g. RRSP contributions, income taxes)
• Retirement planning (including converting RRSPs to a retirement income stream)
• Charitable donations and legacy planning
• Life insurance
• Estate planning
• Your satisfaction with your advisor’s services
• Stay informed about your investments